Dallas–Fort Worth · Chapter 7
Chapter 7 paralegal support for DFW attorneys
End-to-end Chapter 7 petition preparation for your clients' consumer cases. We take the intake package and hand you a review-ready petition, so you can focus on counseling clients and appearing at the 341 meeting.
What we prepare
- Client intake review and document collection follow-up
- Means test calculation and Schedules A–J preparation
- Statement of Financial Affairs and required disclosures
- Credit counseling / debtor education tracking
- CM/ECF filing and 341 meeting notice management
Texas exemptions are the whole game in Chapter 7
Texas is unusually debtor-friendly, which is why so many DFW Chapter 7s are clean no-asset cases — but only when the exemptions are worked correctly. Texas's homestead exemption has no dollar cap on value — it's capped by acreage: up to 10 acres (urban), or 100 acres single / 200 acres family (rural). (A federal cap under 11 U.S.C. § 522(p)/(q) can limit homestead value acquired shortly before filing.)
Texas has not opted out of the federal exemptions, so a debtor may elect either the Texas state exemptions or the federal set (11 U.S.C. § 522(b)) — one system in full, no mixing. Choosing the right one is a real strategic call, and it's the attorney's to make; we prepare the schedules to match your election. We prepare Schedule C to match your election and flag anything that looks exposed, so you can make the call with a complete picture.
The means test
We run the means test against the current Texas median-family-income figures (for cases filed April 1 – July 14, 2026: $66,837 for a household of one, $99,273for three) and prepare Form 122A — with the calculations documented so your review is fast. Above-median and complex cases are no problem; we'll flag them up front. Full means-test & court reference →
Services are provided exclusively to licensed attorneys and law firms. We are not a bankruptcy petition preparer and do not provide legal advice or services to the public.